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Disclosure

Kristin Kelly is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of AZ, CA (CA Insurance License #0K54510), FL, IL, MD, NC, NY, PA, SC, VA, and WA. No insurance business may be conducted outside the states referenced.

As a New York Life Agent, Kristin Kelly is licensed and authorized to offer insurance in California, but Kelly Financial & Insurance Services, LLC may not be. For additional information on California licensure status, please click here.

Kristin Kelly is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 14819 Ballantyne Village Way Ste 1100, Charlotte, NC, 28277, 410-206-6003. In this regard, this communication is strictly intended for individuals residing in the states of CA, MD, NC, PA, and SC. No offers may be made or accepted from any resident outside the specific states referenced.

Kelly Financial & Insurance Services, LLC is not owned or operated by NYLIFE Securities LLC or its affiliates.

Neither Kelly Financial & Insurance Services, LLC nor its associates are in the business of offering tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.

For more information about NYLIFE Securities LLC and its investment professionals.

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